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Opt-in essential. Account should have First suitable direct deposits, have to be in great standing and also have an activated chip-enabled debit card to decide-in. Ongoing suitable direct deposits and other standards utilize to maintain eligibility for overdraft safety. Only debit card invest in transactions are eligible for overdraft defense and overdrafts are compensated at our discretion. We reserve the right to not shell out overdrafts. Such as, we may not pay out overdrafts If your account is not in great standing, or will not be acquiring ongoing suitable immediate deposits, or has a lot of overdrafts.